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When you buy a home, most lenders require that you purchase homeowners insurance. Nobody likes to spend money for insurance. But if something could cause you a financial catastrophe, you should spend a relatively small amount of money to protect against losing a great deal of money. |
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We recommend that you interview several property inspectors prior to hiring one. Here are questions to help you select the best inspector: |
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After you find your dream home, you're ready for the next action step in the negotiating process -- making an offer to purchase. No standard, universally accepted real estate purchase contract is used throughout the country. On the contrary, purchase contracts vary in length and terms from state to state and, within a state, from one locality to another. A good agent or lawyer will use the most current version of the contract. |
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How much house can you afford? By Bankrate.com Mortgage lenders are chiefly concerned with your ability to repay your mortgage. To determine if you qualify for a loan, they will consider your credit history, your monthly gross income and how much cash you'll be able to accumulate for a down payment, which generally runs anywhere from 5 percent to 20 percent of the purchase price of the home. |
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For Buyers 
